Last Updated: January 2024
These Terms and Conditions ("Terms") constitute a legally binding agreement between you and SNB CAPITAL 18 LLC ("Company," "we," "us," or "our") governing your access to and use of our website and financial technology services.
By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.
SNB CAPITAL 18 LLC provides financial technology solutions, including but not limited to:
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
You must be at least 18 years of age and have the legal capacity to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
Our services are intended for businesses and individual professionals. If you are using our services on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.
To access certain features of our services, you may be required to create an account. You agree to:
We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent or illegal activities.
IMPORTANT: If you opt-in to receive SMS text messages from SNB CAPITAL 18 LLC, the following SMS-specific terms apply in addition to these general Terms and Conditions.
Our SMS program allows us to send you text messages related to your account, transactions, service updates, and promotional offers. By opting in, you expressly consent to receive text messages from SNB CAPITAL 18 LLC, which may be sent using an automatic telephone dialing system (ATDS).
Message frequency may vary depending on your account activity and preferences. You may receive up to 10 messages per month, though actual frequency may be higher or lower. Standard message and data rates apply as determined by your mobile carrier. We do not charge for text messages, but your carrier's rates will apply.
You may opt out of receiving text messages at any time by replying STOP to any message. After sending STOP, you will receive one final confirmation message, and then you will no longer receive messages from us. To opt back in, reply START or contact us at isaac@snbcapital-18.com.
For assistance with text messages or questions about the program, reply HELP to any message or email us at isaac@snbcapital-18.com. Our support team will respond within 24 business hours.
Your consent to receive text messages is NOT required as a condition of purchasing any goods or services from SNB CAPITAL 18 LLC. You may access all of our services without subscribing to text messages.
Our SMS program is supported by major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Carrier support may vary, and we are not responsible for messages that are delayed, undelivered, or blocked by your carrier.
Information provided in connection with SMS messages is subject to our Privacy Policy. We will not share your mobile number with third parties for their marketing purposes without your explicit consent.
You agree not to use our services for any unlawful purpose or in any way that:
Violation of this policy may result in immediate termination of your access to our services and legal action.
Certain services may require payment of fees. All fees are stated in U.S. dollars unless otherwise specified. You agree to pay all applicable fees according to the pricing and payment terms in effect at the time the fees are due.
We reserve the right to change our fees at any time with reasonable advance notice. Continued use of our services after a fee change constitutes acceptance of the new fees.
All payments are non-refundable except as expressly stated in a separate agreement or as required by law.
All content, features, and functionality of our services, including but not limited to text, graphics, logos, software, and design, are owned by SNB CAPITAL 18 LLC or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our services for their intended purpose. You may not copy, modify, distribute, sell, or lease any part of our services without our express written permission.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SNB CAPITAL 18 LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES.
IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
You agree to indemnify, defend, and hold harmless SNB CAPITAL 18 LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to:
Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in New York, NY, and judgment on the award may be entered in any court of competent jurisdiction.
You waive any right to participate in a class action lawsuit or class-wide arbitration.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in New York, NY for any disputes not subject to arbitration.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the original intent.
We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.
We may terminate or suspend your access to our services at any time, with or without cause, with or without notice. Upon termination, your right to use our services will immediately cease, and you must destroy all materials obtained from our services.
If you have questions about these Terms, please contact us:
SNB CAPITAL 18 LLC
580 5TH Ave
New York, NY 10036
Email: isaac@snbcapital-18.com